Free Template

Couples budget template for Google Sheets — free.

A shared budget for couples in Google Sheets. Combined income, all household expenses, shared savings goals, and who paid what — in one sheet you both see in real time. Download free or connect both partners' accounts for automatic tracking.

Free template (manual)

Both partners enter transactions manually
Reconcile who paid what each month
Free forever

Finsemble

Both partners' accounts sync automatically
All transactions visible in one place
From $4/month

Your spreadsheet lives in your Google Drive, where you control it.

Download free template

No email required. Just a Google account to copy the sheet.

Or get the live version — connects to your bank automatically:

Free during beta. No credit card required.

Money is the number one source of conflict in relationships. Incomplete data makes it worse.

✗ When one partner tracks finances and the other does not, decisions are made on incomplete information. Disagreements about spending are harder to resolve when the numbers are not shared.
✗ Managing finances across two people with different accounts, cards, and spending habits requires combining data from multiple places every month. It is a recurring source of friction.
✗ No arguing about which account paid what — but only if you can see all accounts in one place.

Both partners. All accounts. One shared Google Sheet.

The template tracks combined household income, all shared and individual expenses, savings goals, and budget vs actual. Share the Google Sheet with your partner — both of you see the same live numbers. Connect both partners' accounts and every transaction appears automatically.

Finsemble Dashboard showing combined household finances for couples

Finsemble Budget tab showing couples budget vs actual spending across shared categories

Finsemble Recurring Payments showing shared household subscriptions and bills

Both partners see the same numbers in real time — no monthly reconciliation, no disagreements about what was spent where.

How Finsemble works

Download the free template

Get the couples budget in your Google Drive. Both partners can access it immediately via Google Drive sharing — same numbers, same view, in real time.

Connect both partners' accounts (optional)

Link all household accounts via Plaid — both partners' checking, savings, and credit cards. Every transaction from both sides appears in one sheet automatically.

Set shared savings goals

The template includes a Savings Goals tab where you track shared goals — emergency fund, holiday, down payment — alongside your monthly budget.

Your data stays yours.

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Read-only access

Finsemble can never move money or modify your accounts. Read-only transaction data only.

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The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

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Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

Managing money together requires seeing the same numbers.

Download the free template and share it with your partner today. Connect both partners' accounts when you want every transaction to appear automatically without anyone having to enter it.

11-day full Pro trial No credit card required Your sheet stays in your Drive forever

Frequently asked questions

Is the template really free?

Yes. Download and use it manually forever — no email, no account, no credit card required.

Can both partners access the sheet at the same time?

Yes. Your Finsemble sheet is a Google Sheet — share it via Google Drive and both partners can view or edit it simultaneously in real time.

Does it work if we have separate bank accounts?

Yes. Connect both partners' accounts and all transactions from both sides appear in one Budget and Transactions tab. The template also works manually with both partners entering their own transactions.

Can we set individual and shared budget categories?

Yes. The template has both shared household categories (rent, groceries, utilities) and individual spending categories that can be customised for your household.

What does the live version cost?

Plans start at $4/month per account. All paid plans include an 11-day full Pro trial — no credit card required.

Both partners. All accounts. One shared view of your finances.

Download the free couples budget template or connect both partners' accounts for automatic tracking that keeps you both on the same page every day.

Free during beta. No credit card required. See pricing →