Free Template

Subscription tracker for Google Sheets — free.

A subscription tracker in Google Sheets that shows every subscription, monthly and annual cost, billing dates, and categories. Download free and enter your subscriptions manually, or connect your bank accounts and Finsemble detects them automatically.

Free template (manual)

Build your subscription list manually
Miss the ones you forgot about
Free forever

Finsemble

All subscriptions auto-detected from transactions
Finds ones you forgot you have
From $4/month

Your spreadsheet lives in your Google Drive, where you control it.

Download free template

No email required. Just a Google account to copy the sheet.

Or get the live version — connects to your bank automatically:

Free during beta. No credit card required.

The subscriptions costing you most are the ones you forgot about.

✗ The average household estimates they spend $86/month on subscriptions. The actual number is closer to $273. The gap is the subscriptions that faded from memory but keep charging.
✗ A manual tracker only captures what you remember to add. It is structurally incapable of finding the subscriptions you have forgotten.
✗ Subscription prices change without announcement. A manual list has no way of knowing when Netflix quietly raised its price.

Every subscription found. Including the ones you forgot.

The template gives you a structured list to track your subscriptions manually. Connect your bank accounts and Finsemble's Recurring Payments tab automatically detects every subscription from your transaction history — no list to build.

Finsemble Recurring Payments tab showing all subscriptions auto-detected from bank transactions

Finsemble Dashboard showing total subscription spend alongside other financial KPIs

Finsemble Transactions showing the individual subscription charges

The average household estimates $86/month on subscriptions. The actual number is $273. Finsemble's Recurring Payments tab shows the real total — automatically detected, sorted by annual cost.

How Finsemble works

Download the free template

Get the subscription tracker in your Google Drive. Enter your subscriptions manually — name, monthly cost, billing date, category.

Connect your accounts for automatic detection (optional)

Link your bank and credit card accounts via Plaid. Finsemble analyses your transaction history and detects every subscription automatically — including ones you forgot about.

Price changes are flagged automatically

When a subscription amount changes, Finsemble flags it. You see which services raised prices and by how much.

Your data stays yours.

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Read-only access

Finsemble can never move money or modify your accounts. Read-only transaction data only.

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The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

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Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

You will not find the forgotten subscriptions on a list you built from memory.

Download the free template for structured manual tracking. Connect your accounts when you want Finsemble to find every subscription automatically — including the ones costing you money you do not know about.

11-day full Pro trial No credit card required Your sheet stays in your Drive forever

Frequently asked questions

Is the template really free?

Yes. Download and use it manually forever — no email, no account, no credit card required.

How does Finsemble detect subscriptions automatically?

Finsemble analyses your transaction history for recurring patterns — same merchant, similar amounts, regular intervals — and surfaces them as detected recurring payments.

Does it find annual subscriptions, not just monthly?

Yes. Finsemble detects annual, quarterly, and monthly recurring patterns from your transaction history.

Can I see my total annual subscription spend?

Yes. Each subscription shows the calculated annual cost. The total annual spend across all subscriptions is shown in the summary row.

What does the live version cost?

The Recurring Payments tab is available on Lite and above, starting at $4/month. All paid plans include an 11-day full Pro trial — no credit card required.

Find every subscription — including the ones you forgot.

Download the free subscription tracker or connect your accounts and Finsemble detects every subscription automatically from your transaction history.

Free during beta. No credit card required. See pricing →