A Google Sheets budget template that actually keeps working.

Download the free template — working formulas, realistic sample data, ready to use today. Or connect your bank accounts and make it live: every transaction synced automatically, no manual entry ever.

What is Finsemble? Finsemble is a financial automation tool that connects bank accounts to Google Sheets via Plaid. It automatically syncs transactions, balances, investments, and recurring payments into a pre-built 11-tab spreadsheet that lives in the user's own Google Drive — updated daily, no manual entry required. Plans start at $4/month with an 11-day free trial.

Most spreadsheets

Static — you enter data manually
Falls behind within weeks
Gets abandoned, not updated

Finsemble

Live — bank accounts feed it automatically
Updates every day without any input
A financial system, not a file

Free during beta · Invite-only · No credit card required

Most budget templates work for about one month.

✗ You download the template, spend an hour setting it up, enter this month's transactions — then never update it again because the manual entry becomes a chore.
✗ The problem was never the template structure. The problem is manually entering every single transaction every single month.
✗ A budget that requires manual updates will get abandoned. Not because you lack discipline — because the process doesn't scale.

Two versions of the same template. One free. One automatic.

Download the static version today and use it forever for free. When manual entry stops being worth your time, connect your bank accounts and Finsemble makes it automatic.

Finsemble Transactions tab in Google Sheets

Finsemble Categories tab in Google Sheets

How it works

Connect your accounts (takes 5 minutes)

Link your bank accounts via Plaid. This replaces the manual transaction entry process with automatic sync.

The template populates itself

The same template structure fills with your real transactions, automatically categorised. The Dashboard calculates your actual spending vs. budget in real time.

It stays current from here

Your sheet updates every day automatically. No more monthly data entry sessions. Open it and your actual vs. budget numbers are already there.

Built on trust

🔒 Read-only access

Finsemble reads your transactions and balances. We never initiate transactions or move money.

🏦 Powered by Plaid

The same bank connection layer used by Venmo, Coinbase, and thousands of other financial apps. 12,000+ institutions.

📂 Your Google Drive

Your sheet is created in your own Google Drive. Not our servers. Even if you cancel Finsemble, your sheet and data remain yours permanently.

🔐 No credentials stored

We never see or store your bank username or password. Plaid handles authentication using bank-grade security.

Free forever as a template. Automatic when you're ready.

Download it today and use it manually as long as you want. When you're ready to make it automatic, connecting your accounts takes less time than one month of manual entry would have.

Frequently asked questions

Yes. When the template download is available, you get a copy in Google Sheets immediately. No email, no account, no credit card. Use it manually forever.

The template is static — you enter transactions manually. Finsemble connects to your bank accounts and fills the same template structure with your real transactions automatically. Same layout, same formulas — different data source.

Yes, completely. It's a Google Sheet you own. Add columns, rename categories, build new tabs, write your own formulas. Finsemble writes to specific columns only — everything else is yours to modify.

Finsemble creates a new sheet — it won't modify your existing files. If you want to pull Finsemble data into your current sheet, use Google Sheets' IMPORTRANGE function.

Plans start at $4/month. There's also a free tier. All paid plans include an 11-day full Pro trial — no credit card required to start.

Start with the free template. Upgrade when you're ready.

Download and use it manually for free. Connect your accounts when manual entry stops being worth your time.