Mint Alternative

The Google Sheets replacement for Mint — where your data stays yours.

Mint is gone. Finsemble brings everything you used Mint for — transaction aggregation, automatic categorisation, budget tracking, account balances — into a Google Sheet you own permanently. No app that can shut down and take your data with it.

Mint (was)

Data on Mint's servers — gone when they shut down
App-dependent — no app, no data
Shut down January 2024

Finsemble

Data in your Google Drive — yours forever
Works in the tool you already use
Can never disappear on you

Your spreadsheet lives in your Google Drive, where you control it.

Free during beta. No credit card required.

Mint is gone. Your financial history went with it.

✗ When Mint shut down, every transaction, every budget, every category you had built up over years disappeared. There was no export that captured everything.
✗ Credit Karma absorbed the users but not the product. It is a different tool solving a different problem.
✗ Every alternative you have tried since is another app storing your data on their servers. The same risk, a different name.

Your financial data in a Google Sheet you own permanently.

Finsemble syncs all your accounts into a structured Google Sheet in your Drive. Transactions, automatic categories, budget tracking, account balances, recurring payments — everything Mint had, but in a format that can never be taken away.

Finsemble Dashboard showing account balances, spending and net worth

Finsemble Transactions tab showing categorised bank transactions

Finsemble Categories tab showing spending breakdown by category

Mint stored your data on their servers. Finsemble writes to a Google Sheet in your Drive. Even if Finsemble shuts down tomorrow, your sheet and your data are yours permanently.

How Finsemble works

Connect your accounts

Link your banks securely via Plaid. All your accounts from all your banks appear in one place — the same aggregated view you had in Mint, but in a sheet you own.

Your sheet is built with your real data

Finsemble creates a Google Sheet in your Drive with your full transaction history, automatically categorised across 17 categories. Your budget tab is populated. Your balances are current.

It stays current automatically

Your sheet updates every day without any action from you. New transactions appear, categories are applied. You never need to export or import anything again.

Your data stays yours.

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Read-only access

Finsemble can never move money or modify your accounts. Read-only transaction data only.

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The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

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Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

This time, your data lives in your Drive — not in someone else's app.

You have already lost a financial history once when Mint shut down. Finsemble writes to a Google Sheet you own permanently. No app can take that away.

11-day full Pro trial No credit card required Your sheet stays in your Drive forever

Frequently asked questions

Does Finsemble replace everything Mint did?

Finsemble covers Mint's core value: aggregated transactions from all accounts, automatic categorisation, budget tracking, and account balances. It does not have a credit score feature. The key difference is your data lives in your Google Drive, not on Finsemble's servers.

Can I import my Mint transaction history?

Finsemble syncs your bank accounts directly via Plaid, pulling your available transaction history (typically 12-24 months). If you exported your Mint CSV history, you can add those rows to your Finsemble sheet manually.

Is my data safe if Finsemble shuts down?

Yes. Your data is in a Google Sheet in your Drive. If Finsemble stopped operating tomorrow, your sheet stays exactly as it is. Every row, every formula, every tab. You own it permanently.

How is Finsemble different from Credit Karma, which absorbed Mint?

Credit Karma focuses on credit monitoring and financial product recommendations. Finsemble is a transaction aggregation and financial tracking tool. They solve different problems. If you want the budgeting and transaction view Mint provided, Finsemble is the closer replacement.

What does Finsemble cost?

Plans start at $4/month. There is also a free tier. All paid plans include an 11-day full Pro trial — no credit card required to start.

Your financial data deserves a permanent home.

Connect your accounts and Finsemble builds a Google Sheet in your Drive that can never be taken away. Everything Mint had, in a format you own.

Free during beta. No credit card required. See pricing →