Small Business Cash Flow

Track your small business cash flow automatically in Google Sheets.

Connect your business bank accounts and Finsemble gives you a live cash flow view in Google Sheets — every transaction, current cash position, monthly revenue and expenses, and days of runway. No manual entry. No stale data.

Manual cash flow tracking

Update spreadsheet manually each month
Always working from last month's numbers
Miss the cash position between bank logins

Finsemble

Live data synced daily from your accounts
Current cash position always accurate
See revenue, expenses, and runway in one view

Your spreadsheet lives in your Google Drive, where you control it.

Free during beta. No credit card required.

82% of small businesses fail due to cash flow problems — usually because they did not see it coming.

✗ Cash flow problems do not announce themselves. They appear gradually in spreadsheets that get updated monthly, when the gap between revenue and expenses is already a crisis.
✗ Logging into multiple banking apps to get a combined cash position takes time you do not have. The numbers are current for five minutes and stale by afternoon.
✗ Most small business owners have a rough sense of their cash position. A rough sense is not enough for decisions about payroll, investment, or new hires.

Your live cash position. Updated every day. In a sheet you own.

Connect your business accounts and Finsemble builds a Google Sheet with your live cash position, monthly P&L, transaction categorisation, and cash flow trends. Know your exact financial position before every decision.

Finsemble Dashboard showing small business cash position and financial KPIs

Finsemble Transactions tab showing business revenue and expense transactions

Finsemble Budget tab showing business budget vs actual spending

If your accountant charges $150/hour and spends 2 hours cleaning up your transaction data before each meeting, that is $300 per meeting. A clean, always-current Google Sheet changes that to 0 hours.

How Finsemble works

Connect your business accounts

Link your business checking, business credit card, and any accounts where revenue lands via Plaid. Multiple banks and accounts are all unified in one sheet.

Your cash flow view is built automatically

Finsemble creates a structured Google Sheet with your transactions categorised, a Dashboard showing your current cash position, and a Budget tab tracking revenue vs expenses.

Your cash position is current every morning

Daily auto-sync means your financial position reflects yesterday's activity. Make decisions based on current numbers, not last month's export.

Your data stays yours.

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Read-only access

Finsemble can never move money or modify your accounts. Read-only transaction data only.

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The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

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Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

Cash flow surprises are avoidable. Stale data is not.

A Google Sheet that updates itself every day costs less than one bad cash flow decision. Connect your business accounts and know your position before it becomes a problem.

11-day full Pro trial No credit card required Your sheet stays in your Drive forever

Frequently asked questions

Can I separate business and personal finances in Finsemble?

Yes. Create separate sheets — one for business accounts, one for personal. On Pro, both sync from the same Finsemble account. Each sheet shows only the accounts you assign to it.

Does Finsemble work with business bank accounts?

Yes. Finsemble works with any bank account that supports Plaid — including business checking, business savings, and business credit cards from all major banks.

Can I share my cash flow sheet with my accountant?

Yes. Your Finsemble sheet is a Google Sheet — share it directly from Google Drive. Your accountant gets a live, always-current view of your transactions without any export or preparation time.

Does it track receivables and payables?

Finsemble tracks all transactions that flow through your bank accounts. It does not have a dedicated invoicing or payables module — it shows what has actually moved through your accounts.

What does Finsemble cost?

Plans start at $4/month. All paid plans include an 11-day full Pro trial — no credit card required to start.

Know your cash position before it becomes a problem.

Connect your business accounts and Finsemble builds a live cash flow view in Google Sheets — updated every day, ready to share with your accountant.

Free during beta. No credit card required. See pricing →