A freelancer finance tracker for Google Sheets — connected to your real accounts.

Connect your freelance accounts and get a live view of your income, expenses, and recurring costs in a Google Sheet you own. Every transaction categorised automatically. Share with your accountant in seconds.

What is Finsemble? Finsemble is a financial automation tool that connects bank accounts to Google Sheets via Plaid. It automatically syncs transactions, balances, investments, and recurring payments into a pre-built 11-tab spreadsheet that lives in the user's own Google Drive — updated daily, no manual entry required. Plans start at $4/month with an 11-day free trial.

Most spreadsheets

Static — you enter data manually
Falls behind within weeks
Gets abandoned, not updated

Finsemble

Live — bank accounts feed it automatically
Updates every day without any input
A financial system, not a file

Free during beta · Invite-only · No credit card required

Freelance finances are messier than a salary job, and the consequences are worse.

✗ Income comes in at unpredictable amounts, from multiple clients, into accounts that also have personal spending — and it all needs to be separated somehow.
✗ You track expenses when you remember, which means every Q4 you're reconstructing eight months of deductible expenses you didn't document properly.
✗ Your accountant asks for structured data. You spend a weekend cleaning up a spreadsheet you wish you'd been maintaining all year.

Live income and expense tracking. Structured for how you actually work.

Connect your freelance accounts and Finsemble builds a Google Sheet that tracks every payment in, every expense out — automatically categorised, always current, and ready to share with your accountant the moment they ask.

Finsemble Transactions tab in Google Sheets

Finsemble Categories tab in Google Sheets

Finsemble Recurring Payments tab in Google Sheets

How it works

Connect your freelance accounts

Link your business checking, freelance credit card, and any accounts where client payments land. Connect accounts from different banks — they all appear in the same sheet.

Income and expenses are organised automatically

Client payments are categorised as Income. Business expenses are categorised across 17 categories. Your sheet is organised by default — not by manual effort.

Tax time becomes a data export, not data collection

When your accountant asks for transaction data, share the Google Sheet link. They get a full year of categorised transactions without you lifting a finger.

Built on trust

🔒 Read-only access

Finsemble reads your transactions and balances. We never initiate transactions or move money.

🏦 Powered by Plaid

The same bank connection layer used by Venmo, Coinbase, and thousands of other financial apps. 12,000+ institutions.

📂 Your Google Drive

Your sheet is created in your own Google Drive. Not our servers. Even if you cancel Finsemble, your sheet and data remain yours permanently.

🔐 No credentials stored

We never see or store your bank username or password. Plaid handles authentication using bank-grade security.

Your accountant charges you for the time they spend cleaning up your data.

A year of categorised, structured transactions in a clean Google Sheet can save you hours of accountant time. Connect your accounts and make every client meeting the efficient version.

Frequently asked questions

Connect only your business accounts for a clean business-only sheet. On Pro, create multiple sheets — one for business, one for personal — even if both accounts are at the same bank.

All income transactions appear in the Transactions tab, categorised as Income. Use the Categories tab to see total income over any period.

Yes — share the Google Sheet directly. They don't need a Finsemble account. They see a clean, filtered, sortable spreadsheet in the tool they already use.

Finsemble categorises your income and expenses but doesn't calculate tax liability. It provides the clean categorised transaction data that makes calculating your quarterly estimate accurate and fast.

Wave and FreshBooks are accounting platforms — they handle invoicing and bookkeeping. Finsemble is a bank-to-Google-Sheets automation tool. If you need invoicing, keep using your current tool. Finsemble solves the specific problem of live transaction visibility in a spreadsheet.

Stop reconstructing your finances at tax time.

Connect your accounts and build a financial record that's always current — so tax season is never a crisis.