Free Template

Self-employed tax tracker for Google Sheets, free.

Q: Is the template really free?

Yes. Download and use it manually forever — no email, no account, no credit card required.

A tax tracking spreadsheet built for self-employed and 1099 workers. IRS-aligned expense categories, quarterly estimated tax calculator, and Schedule C preparation, all in Google Sheets. Download free or connect your bank for automatic tracking.

Free template (manual)

Enter deductible expenses manually
Miss deductions you forgot to track
Free forever

Finsemble

All transactions categorised automatically
Deductible expenses found from real data
From $4/month

Your spreadsheet lives in your Google Drive, where you control it.

Download free template

No email required. Just a Google account to copy the sheet.

Or get the live version, connects to your bank automatically:

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11-day Pro trial. No credit card required.

Self-employed tax preparation is painful because the tracking never happened.

✗ Every deductible expense you did not track is money you will pay in taxes unnecessarily. The average self-employed person misses 15-20% of their deductible expenses because they were not tracking throughout the year.
✗ Quarterly estimated tax deadlines come four times a year. Without current income and expense data, your estimates are guesses, and guesses lead to underpayment penalties.
✗ Tax preparation for self-employed individuals takes an average of 24 hours per year. Almost all of that time is spent finding and organising data that should have been tracked automatically.

Every deductible expense tracked. Every quarter estimated accurately.

The template uses IRS-aligned categories to organise your business expenses, calculates quarterly estimated tax liability, and prepares a Schedule C summary. Connect your accounts and every transaction is categorised automatically.

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Finsemble P&L tab showing self-employed income, expenses, and net for tax tracking

Finsemble Transactions tab showing self-employed income and deductible expenses

Finsemble Budget tab showing income vs expense tracking for tax purposes

Tax preparation for self-employed individuals takes an average of 24 hours per year. Most of that time is spent finding and organising receipts and transactions, not calculating taxes. Finsemble reduces the organising step to zero.

How Finsemble works

Download the free template

Get the self-employed tax tracker in your Google Drive. Use it manually, enter your income and categorise deductible expenses as they occur throughout the year.

Connect your accounts for automatic tracking (optional)

Link your bank accounts and business credit cards via Plaid. Every transaction is categorised automatically using IRS-aligned categories.

Quarterly estimates and Schedule C prep are always current

Your estimated tax liability and expense totals update automatically. Walk into every accountant meeting with current, organised data.

Everything you need for Schedule C prep.

📋P&L

💳Transactions

📈Budget

📊Dashboard

🔄Recurring Payments

💼Holdings

📒Inv. Transactions

🏦Liabilities

💰Savings

📉Balance History

🔔Alerts

Your data stays yours.

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Read-only access

Finsemble categorizes every transaction against IRS expense categories automatically on every sync. Your deductible expenses are always current without a single manual entry.

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The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

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Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

Every quarter you do not track is deductions you cannot recover.

Start with the free template now, even manual tracking is better than reconstruction at tax time. Connect your accounts when you are ready for the automatic version.

IRS expense categories pre-built Quarterly estimates always current on every sync Your data stays structured for your accountant

Frequently asked questions

Is the template really free?

Yes. Download and use it manually forever, no email, no account, no credit card required.

What IRS categories does the template use?

The template uses standard Schedule C expense categories: Advertising, Car and Truck, Commissions, Insurance, Legal, Office Expenses, Professional Fees, Rent, Utilities, Travel, Meals (50%), Home Office, and Other.

Does it calculate quarterly estimated taxes?

Yes. The template includes a quarterly tax estimate calculator that uses your YTD income and deductible expenses to estimate your federal quarterly payment. Use this as a starting point, confirm with your accountant.

Can I use this to prepare Schedule C?

The template organises your income and expenses by Schedule C category, making preparation significantly faster. Your accountant or tax software will still need to file the actual return.

What does the live version cost?

Plans start at $4/month. All paid plans include an 11-day full Pro trial, no credit card required.

Your tax prep starts now, not in April.

Download the free self-employed tax tracker or connect your accounts for automatic categorisation that runs all year without any effort.