Free Template

Rental property cash flow tracker for Google Sheets — free.

A rental property financial tracker in Google Sheets. Track rental income, property expenses, net cash flow per property, and annual P&L. Download free or connect your bank accounts for automatic transaction tracking.

Free template (manual)
  • Enter rent payments and expenses manually
  • Reconcile at year end for taxes
  • Free forever
Finsemble
  • All transactions categorised automatically
  • Property income and expenses tracked live
  • From $4/month

Your spreadsheet lives in your Google Drive, where you control it.

Download free template

No email required. Just a Google account to copy the sheet.

Or get the live version — connects to your bank automatically:

Free during beta. No credit card required.

Managing property finances manually is a monthly reconciliation job.

Every rental transaction tracked. Net cash flow calculated. Always current.

The template tracks rental income per property, all operating expenses, net cash flow, and annual P&L. Connect your property bank accounts and Finsemble categorises every transaction automatically.

Finsemble Transactions tab showing rental income and property expenses categorised automatically Finsemble Dashboard showing property cash flow and financial overview Finsemble Budget tab showing rental property income vs expense tracking

Most landlords do not know their actual cash-on-cash return until tax time. A live tracker changes that to a number you know every day.

How Finsemble works

01
Download the free template

Get the rental property tracker in your Google Drive. Enter rental income, expenses, and mortgage payments manually to track your property cash flow.

02
Connect your property accounts (optional)

Link the bank accounts and credit cards you use for property management. Finsemble categorises rental income and property expenses automatically.

03
Share with your accountant at year end

Your property transactions are categorised and organised in a Google Sheet. Share the link with your accountant — no preparation time required.

Everything in your sheet, out of the box.

🔄Recurring Payments
💼Holdings
🏦Loans
💰Savings
📉Balance History
🔔Alerts
📋Net Worth

Your data stays yours.

🔒
Read-only access

Finsemble can never move money or modify your accounts. Read-only transaction data only.

🏦
Powered by Plaid

The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

📂
Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

Know your actual return on every property — not just at tax time.

Download the free template and start tracking. Connect your accounts when you want property income and expenses categorised automatically every day.

11-day full Pro trial No credit card required Your sheet stays in your Drive forever

Frequently asked questions

Is the template really free?
Yes. Download and use it manually forever — no email, no account, no credit card required.
Can I track multiple properties?
Yes. The template has a tab per property with a summary view across all properties.
Does it track mortgage payments separately from operating expenses?
Yes. The template separates principal, interest, and escrow payments from operating expenses. The live version categorises mortgage payments automatically from your bank transactions.
Can I use this to prepare my Schedule E?
The template organises income and expenses by property in a format that maps to Schedule E categories. Your accountant or tax software will still need to file.
What does the live version cost?
Plans start at $4/month. All paid plans include an 11-day full Pro trial — no credit card required.

Know your property cash flow — not just at tax time.

Download the free rental property tracker or connect your bank accounts for automatic transaction categorisation every day.

Free during beta. No credit card required. See pricing →