Both sync your bank accounts to Google Sheets via Plaid. The difference is what you get when the data arrives. Tiller gives you a pipe. Finsemble gives you a complete system.
Your spreadsheet lives in your Google Drive, where you control it.
Free during beta. No credit card required.
Both sync bank data to Google Sheets. Here is what is different.
| Feature | Tiller Money | Finsemble |
|---|---|---|
| Data delivery | Raw transactions -- you build the dashboard | Pre-built 11-tab structured sheet, ready on first sync |
| Setup time | High -- templates, AutoCat rules, formula work required | Minutes -- connect and your sheet is ready |
| Customisation | Maximum -- build anything | High -- it is a Google Sheet you own completely |
| Investment tracking | Not built in | Holdings tab with cost basis and gain/loss (Pro) |
| Loan tracking | Not built in | Loans tab with mortgages and student loans (Pro) |
| Recurring payments | Not built in | Detected automatically, sorted by annual cost |
| Multiple sheets | Supported | Supported (Pro) |
| Works with Excel | Yes | No -- Google Sheets only |
| Bank aggregator | Plaid + MX (21,000+ institutions) | Plaid (12,000+ institutions in the US and Canada) |
| Price | $79/year flat | $4 to $19/month depending on plan |
| Free trial | 30 days | 11 days, full Pro access |
| Best for | Spreadsheet experts who want to build their own system | Users who want a complete pre-built financial system |
Connect your accounts and Finsemble creates a fully structured Google Sheet. Dashboard, Transactions, Budget, Categories, Recurring Payments, Holdings -- all built and populated automatically. No templates to configure, no rules to write.
First sync typically completes in under 5 minutes. Your full transaction history syncs on day one.
Link your banks securely via Plaid, the same connection layer used by Venmo, Coinbase, and thousands of other financial apps. Read-only access. We never touch your money or store your credentials.
Finsemble creates a structured Google Sheet in your Drive with 11 pre-built tabs. Dashboard, Transactions, Budget, Categories, Recurring Payments, all built and populated. No template to configure. No AutoCat rules to write.
Your sheet updates every day without any action from you. New transactions appear, categories are applied, recurring payments are detected. The manual maintenance Tiller requires is gone permanently.
11 tabs. Pre-built. No setup.
Finsemble can never move money, initiate payments, or modify your accounts. Read-only transaction data only.
The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps. Your credentials go to Plaid, not Finsemble.
Your sheet lives in your Google Drive permanently. Even if you cancel Finsemble, your sheet and every row of data stays yours forever.
Your bank login credentials are never stored by Finsemble. Plaid handles authentication and passes only transaction data to us.
Tiller gives you the data pipe. Finsemble gives you the complete financial system: dashboard, budget, recurring payments, investments, all pre-built and connected to your real accounts. Start your 11-day trial and your full financial picture is ready before you would finish configuring Tiller's first template.
Connect your accounts and your full financial picture, dashboard, budget, recurring payments, investments, is ready in minutes. No template setup. No AutoCat rules. Just your data, organised.
Free during beta. No credit card required. Curious about plans? See pricing →