Small business finances in Google Sheets. Automated and always current.
Connect your business bank accounts, credit cards, and investment accounts once. Finsemble builds a structured financial sheet in your Google Drive and keeps it updated automatically. Cash flow, expenses, recurring costs, and P&L, without your accounting team doing manual exports.
Takes about 2 minutes · Read-only access · Your data stays in your Google Drive
🏦 Powered by Plaid🔒 Read-only bank access📂 Your sheet lives in your Google Drive
Your accounting team is spending hours every month on work that should not be manual.
✗ Every month someone on your team exports CSVs from three bank accounts, pastes them into the master sheet, fixes the categories, updates the currency rates, and reconciles the totals. It takes hours and it happens every single month.
✗ You have a Google Sheet that tells you where the business stood last month. Getting to this month requires another round of that same manual process.
✗ Your accountant asks for the latest numbers and someone has to stop what they are doing to pull an export, clean it up, and send it over.
Why small businesses run on Google Sheets even when they have accounting software
QuickBooks is for your accountant. Google Sheets is for you.
Sheets is where you build financial models, run scenarios, track cash flow against projections, and share live data with your team. It is flexible in a way accounting software never is. The problem is that getting data from your bank into the sheet requires manual work every single month.
Finsemble is the automation layer that connects your bank accounts directly to your Google Sheet. The data flows automatically. Your accounting team stops touching CSV files. Your accountant gets a live, structured sheet whenever they need it.
Your business financials. In Google Sheets. Updated without any manual work.
Connect your business accounts once. Finsemble syncs transactions, balances, recurring costs, and P&L automatically into a Google Sheet in your Drive. Your team and your accountant can access it anytime.
How it works
1
Connect your business accounts
Link checking, savings, credit cards, and any other business accounts via Plaid. Multiple entities can connect to separate sheets.
2
Your financial sheet is created automatically
A structured Google Sheet lands in your Drive with a Dashboard, full transaction history, recurring payments tracker, budget vs. actual, P&L, and more, all pre-built.
3
Syncs automatically. Your team does nothing.
New transactions appear daily. Recurring charges are detected automatically. Currency conversions apply if you have foreign accounts. No exports, no manual entry, no reconciliation. Connections occasionally need to be refreshed depending on your bank. When that happens, you will see a reconnect prompt. No data is lost.
4
Share with your accountant like any Google file
Your accountant gets a direct link to a clean, structured sheet. They work in Sheets already. No new tools, no exports, no back-and-forth.
What you will notice first
After your first sync:
Cash position across all accounts in one view. No logging into multiple banking portals.
Recurring costs surfaced automatically with annual totals. Subscriptions, vendor payments, and recurring bills all in one list.
Why small businesses outgrow CSV exports and basic tools quickly
Manual CSV exports: Every month, someone has to remember, execute, and clean up the export. One missed month becomes a two-month backlog.
QuickBooks or Xero alone: Great for accounting. Not built for the financial modeling and cash flow analysis that operators actually do in Google Sheets. Most small businesses run both anyway.
Zapier bank-to-sheets automations: Technically possible but fragile. Breaks when banks update their APIs. Does not handle deduplication. Falls apart when you add a new account.
Built on trust
🔒 Read-only access
Finsemble reads your transactions and balances. We never initiate transactions or move money.
🏦 Powered by Plaid
The same bank connection layer used by Venmo, Coinbase, and thousands of other financial apps. 12,000+ institutions in the US and Canada.
📂 Your Google Drive
Your sheet is created in your own Google Drive. Not our servers. Even if you cancel Finsemble, your sheet and data remain yours permanently.
🔐 No credentials stored
We never see or store your bank username or password. Plaid handles authentication using bank-grade security.
Frequently asked questions
Yes. Connect as many accounts as you need. Multiple checking accounts, savings, credit cards, and investment accounts all consolidate into one sheet.
Yes. Create a separate Finsemble sheet for each entity and assign specific accounts to each. On Pro you can create unlimited sheets.
Yes. Share the Google Sheet directly with your accountant using standard Google Drive sharing. They can view or comment without needing a Finsemble account.
No, and it is not designed to. Finsemble works alongside your accounting software as the data layer that keeps your Google Sheets current. Your accountant still uses QuickBooks for the formal books. You use Sheets for operational visibility.
Yes. Foreign accounts are converted to USD automatically using live exchange rates on every sync. The original currency and amount are preserved alongside the converted value.
Your business finances. Current. Without the manual work.
Connect your accounts and get a business financial sheet that updates itself every day.
