Free Template

Freelancer income and P&L tracker for Google Sheets — free.

A complete income and expense tracker for freelancers in Google Sheets. Monthly revenue by client, business expenses, quarterly tax estimates, and profit margin — all in one sheet. Download free or connect your accounts for automatic daily updates.

Free template (manual)

Enter income and expenses manually
Reconstruct data at tax time
Free forever

Finsemble

Bank accounts feed it automatically
Always current for accountant meetings
From $4/month

Your spreadsheet lives in your Google Drive, where you control it.

Download free template

No email required. Just a Google account to copy the sheet.

Or get the live version — connects to your bank automatically:

Free during beta. No credit card required.

Freelance finances are messier than a salary job — and the stakes are higher.

✗ Income arrives unpredictably from multiple clients into accounts that also have personal spending. Separating them requires discipline that breaks down when you're busy.
✗ Q4 arrives and you need to estimate quarterly taxes. You spend a weekend reconstructing eight months of income and expenses you should have been tracking all year.
✗ Your accountant asks for structured transaction data. You give them a mess and pay for the hours they spend cleaning it.

Your freelance finances organised. Automatically.

The template includes Dashboard (monthly revenue, expenses, net profit, profit margin, YTD income, estimated tax liability), Transactions, Categories, Monthly P&L, and Tax Estimate tabs. Connect your accounts and it populates from your real data.

Finsemble Transactions tab showing freelance income and expense transactions categorised automatically

Finsemble Categories tab showing freelance spending breakdown for tax preparation

Finsemble Budget tab showing freelance income vs expense tracking

Tax preparation for self-employed individuals takes an average of 24 hours per year. Most of that time is spent finding and organising receipts and transactions. Finsemble reduces the organising step to zero.

How Finsemble works

Download the free template

Get a copy of the freelancer income tracker in your Google Drive. Use it manually for free — enter your client payments and expenses as they occur.

Connect your freelance accounts (optional)

Link your business checking and freelance credit card via Plaid. Finsemble populates the template with your real transactions, categorised automatically.

Tax time becomes a data export, not data collection

Your accountant gets a full year of categorised transactions in a clean Google Sheet. Share the link — no preparation required.

Your data stays yours.

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Read-only access

Finsemble can never move money or modify your accounts. Read-only transaction data only.

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The same bank connection layer used by Venmo, Coinbase, and 8,000+ financial apps.

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Your Drive, your data

Your sheet lives in your Google Drive permanently. Cancel anytime and every row stays yours forever.

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No credentials stored

Your bank login credentials are never stored by Finsemble. Plaid handles authentication only.

Stop reconstructing your finances at tax time.

Download the template and start tracking now. Connect your accounts when manual entry stops being worth your time — and make every tax season the easy version.

11-day full Pro trial No credit card required Your sheet stays in your Drive forever

Frequently asked questions

Is the template really free?

Yes. Download and use it manually forever — no email, no account, no credit card required.

Can Finsemble separate freelance business from personal spending?

Connect only your business accounts for a clean business-only sheet. On Pro, create multiple sheets — one for business, one for personal.

Does it help with estimated quarterly taxes?

The template includes a quarterly tax estimate tab that calculates estimated liability based on your categorised income and deductible expenses. Finsemble categorises transactions but does not calculate taxes — use this as a starting point with your accountant.

Can my accountant access the sheet?

Yes. Share the Google Sheet directly — your accountant does not need a Finsemble account. They see a clean, categorised spreadsheet in the tool they already use.

What does the live version cost?

Plans start at $4/month. All paid plans include an 11-day full Pro trial — no credit card required.

Stop reconstructing your finances at tax time.

Download the free freelancer income tracker or connect your accounts for a live version that updates itself automatically every day.

Free during beta. No credit card required. See pricing →

Freelancer income and P&L tracker for Google Sheets — free.

Freelance finances are messier than a salary job — and the stakes are higher.

Your freelance finances organised. Automatically.

How Finsemble works

Everything in your sheet, out of the box.

Your data stays yours.

Stop reconstructing your finances at tax time.

Frequently asked questions

Stop reconstructing your finances at tax time.

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